Insurance Strategies 21 Moves For A Wealthier LifeProtecting You, Your Family and Your WealthInsurance can perform many roles. It can replace lost family income, reduce estate taxes, and provide for business continuity. Your unique situation will determine what type of plan makes sense.How Long Will You Live?Since few people know how long they will live, one of our roles as financial planners is to help clients have the money they need later in life. With life expectancies lengthening, the need for certainty in later years is a real issue. There are several ways to increase the probability of a successful outcome, and we present alternatives. Some common mistakes people make is underestimating both the amount of annual income and the number of years they will need retirement income. At Potomac Wealth Advisors, LLC, we strive to take the worry out of the question, "Will I have to reduce my lifestyle when I no longer can work or want to work?"We consider the tax efficiency and cost effectiveness of your coverage, and as independent advisors, we offer objective solutions.Our Strategies Include:Disability InsuranceBusiness Overhead InsuranceLife Insurance (Universal, Variable, Whole and Term)Long Term Care Insurance Annuities (Lifetime Income Programs)Important Articles:The Most Important Question To Ask When Buying Whole Life InsuranceWho Likes To Buy Insurance?Not many people enjoy the process of applying for insurance or writing premium checks. At Potomac Wealth Advisors, LLC we understand this. We have developed an insurance strategy review that checks for redundant and unnecessary coverage. As independent advisors, we have no sales managers or pressure to sell a certain policy. We are able to utlilize many carriers and match our clients with the company and approach that meets their needs. We strive to recommend the right insurance solutions while considering cost effectiveness and tax efficiency. Call us for a complimentary review or with any insurance questions.